| Q : |
What does City Credit offer to you? |
| A : |
City Credit offers various loans such as Personal Loan, Business Loan, Commercial Loan, Refinancing Services, Mortgage, Equipment Leasing and etc. Personal loan is any purpose loan. Our customers will not be asked for the usage of the fund. They can use it to fulfill any of their requirements. No guarantor or collateral required to apply for a personal loan.* |
| |
| Q : |
How much do I eligible to borrow? How does your company determine my loan approval amount? |
| A : |
Sir/ Madam, the amount approved is derived from 2 areas.
Firstly it's based on the income documents that you gave us and secondly, your current credit standing and exposure. From here we will conclude an amount that you will be comfortable repaying without over stretching you expenses. |
| |
| Q : |
Is there any fees or charges? |
| A : |
There wouldn’t be any charges on you, until your loan is approved and you have the fund in hand. At that point we have a loan consulting fee that is varies based on the approved financing amount and type of loans you’ve applied. Your loan consultant will clearly explain our fee structure, both verbally and in writing, before we proceed. |
| |
| Q : |
If I disagree with the terms of the loan, am I obligated to take the loan or pay your consultation fees? |
| A : |
We do not force our customers to take up any of our products if they are not comfortable with the terms n conditions. No consultation fee will be charged.* Our financial consultants will respect your decision after providing you the loan disclosures. |
| |
| Q : |
How long does the process will take? |
| A : |
IIt takes less than 24 hours for us to completely analyze your credit status if you meet the qualification criteria. However, it can take longer time depending upon your co-operation throughout the process. |
| |
| Q : |
Can I still apply even if I have a few credit problems? |
| A : |
If you have not had a bankruptcy in the last 10 years, or any unpaid collections, charge offs, tax liens, repossessions or serious late payments in the last 7 years, you can apply. However, our credit evaluators will decide on the approval. We welcome any of you to apply |
| |
| Q : |
I have bad credit, but I have a co-signer with good credit. Can I still apply? |
| A : |
Yes. |
| |
| Q : |
How do I get my money? |
| A : |
Saving/Current Account:
The loan will directly bank into your selected Bank Account if your application is approved.
By hand:
If the approved loan amount is small, we’ll give you cash directly.* |
| |
| Q : |
Who should I contact if I apply online? |
| A : |
Once you submit your online loan application form, a respective Loan Consultant is assigned to guide you through the loan process. We will definitely get back to you as soon as possible. |
| |
| Q : |
What kind of documentation will I need to provide? |
| A : |
We had minimizes the documents required. The actual documents you will need to provide will be vary based on your situation. Whether you are a salaried employee, businessman or so on. In many cases, no documents are required. |
| |
| Q : |
Exactly what kind of company is City Creditporation? |
| A : |
We are a nationwide loan consulting and loan placement company, specializing in loan programs that offer our clients the fastest and easiest possible access to funds. |
| |
| Q : |
How does City Credit Corporation protect my personal information when I apply online? |
| A : |
Because privacy is the main concern to all customers, City Creditporation takes stringent measures to protect your personal information. Once you submit your application it is encrypted for transmission and then stored with industry-leading security on our servers. |
| |
| Q : |
Do I have to apply online? |
| A : |
You can apply online or contact our consultants |
Contact Us !